Cross Border Payment

Cross Border Payment is a type of payment transaction that takes place between two countries and involves the usage of an electronic wallet from the user's country of origin. Arash-Swiftpass provides Cross Border Payment services to Payment Service Provider (PJP) Banks with a "One Stop Solution", an end-to-end product solution which is required to run Cross Border electronic wallet payment acquiring business.

Cross border payment is facilitating Chinese tourists using WeChatPay, AliPay, and UnionPay in Indonesia. This type of transaction is called Inbound transactions. In the other side, Crossborder payment is facilitating Indonesians to do payment outside Indonesia using local e-wallet. This type of transactions is called Outbound transactions. Outbound transactions service is currently being developed.

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Management Portal System used by Banks and Merchants

Management Portal System is a web-based management system for financial institution and Merchant, with a different set of functions in the field of mobile acquiring business.

Mobile Fund Collection Application for Merchants

Spay is a self-developed fund collection mobile application for Merchant, with functions such as scanning QRIS, presenting QRIS, checking transaction history, and etc.

Payment Gateway Services

Payment Gateway is an online payments' service that is integrated with the Electronic Wallet Issuer platform including Tenpay (Tenpay Payment Technology Co., Ltd.); Alipay (Alipay Network Technology Co., Ltd.); UnionPay (China UnionPay) which devised as the channel to make and receive payments from the Electronic Wallet Issuer.

General maintenance and system improvement services

Our professional support team responds quickly and the real-time monitoring system will automatically warn the team of any unusual activities to ensure consistent business operation.


Transaction Processing Capacity

30 Million

Daily Transactions



Multiple Payment Methods

Various access methods for mobile phones, POS, PC, H5, Web, WAP, API, and in-app to meet the payment needs of merchants in different scenarios.


More Simple and Clear Operations

Simple operation, intuitive transaction flow, and visual transaction analysis allows merchants to easily manage daily transactions.


Verification for Millions of Merchants

Wallyt serves more than 30 million merchants worldwide and has a professional user-experience design team in order to provide the best experience.


Cost-Free and More Convenient

We provide a PC-terminal product for merchants, who can connect to ERP systems at no cost and without any system modifications.



Full coverage of international payment channels such as Wechat Pay, Alipay, and Union Pay. We also provide a solution for merchant collection that can integrate QR payment, NFC, card swiping, and e-commerce solutions.


Financial-level Acquiring System

Wallyt has the experience of serving hundreds of financial institutions, providing financial security for the acquiring system, and securing the transactions with high performance anti-fraud protection features.


Efficient Multi-level Management

The multi-level management includes institutions, agents, master merchants, stores, and more. It applies to various businesses, provides financial statements and profit-sharing details for different parties in accordance with their needs.


Overview of Massive Data

Integrated real-time visual transaction data analysis helps keep track of the status of your transactions and respond to rapid market changes.


Strong Ability to Expand

Aggregating extended functions such as local payment channels, loans, risk control, constant upgrades, quick adjustments, and function developments in order to keep up with the rapid changes of the market.

Security Licenses by


ISO9001, ISO20000, ISO27001 Certification